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Finding Florida Mortgage Loan Down Payment Assistance Made Easier

Posted By Michael Valdes @ Mar 25th 2013 12:58pm In: Mortgage

There are currently hundreds of millions of dollars available in Florida mortgage loan down payment assistance, mortgage tax credits, affordable fixed-rate mortgages and rehab loans available throughout Florida. Some of these special programs are government funded and are provided through municipal, government agencies or non-profits while other programs are privately funded... Some are even sponsored by employers! 

Did you know that home buyers purchasing a home in a designated target area (typically for revitalization efforts) in Florida may receive special benefits such as down payment assistance, more lenient income requirements and the first-time home buyer requirement may be waived. Veterans are often eligible for a Florida first-time home buyer waiver, too! 

CLICK HERE to find out if a specific home for sale is eligible for down payment assistance


There are many options and opportunities to find Tampa FL mortgage down payment programs. The key is doing research early in the home buying process as well as reviewing the application criteria.  To qualify for a Florida mortgage loan assistance program, a home buyer and the Florida property itself will have to meet certain criteria, which varies by program. Standard criteria include the property's location, the type of home, the maximum sales price limits, household income limits and home buyer education certifications.

There are often additional benefits and entirely separate programs, for educators, protectors, health care workers, veterans of the armed forces and households with disabled members.

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